Peer To Peer Lending Platforms

Peer to peer lending is an exponentially growing and very popular type of investing. Peer to peer lending is fairly easy compared to an investment in the stock market, specially when you’re focus is to create a passive income. As soon as you know the basics of peer to peer lending, all you have to do is quickly assess the risk and diversify your portfolio. Most platforms allow auto investing, allowing you to minimize time spent picking the best investments, but actually focus on what’s important, bring in more money to invest and lead a life without Wallstreet’s daily stress…

Many people shy away from traditional investing in stocks, because they are afraid to lose money, peer to peer lending isn’t without it’s risks however. Some loan originators can go bankrupt, look at what happened in China. We will review every platform carefully on Fabulous Life Adventures and list the pro’s and cons of each platform. Make sure to diversify your investments on multiple platforms. This minimizes exposure to any potential losses.

Best Peer To Peer Lending & Crowdfunding Platforms

Below is a list of approved peer to peer lending platforms with bonus registration links and reviews.

PlatformFoundedCountryReviewBonusTrustPilot (Updated 02/2019)
Bitbond2013Germany8.4
Bondora2007EstoniaReceive 5 EUR upon registration9.1
BulkEstate2016EstoniaReview
CrowdEstate2015Estonia7.1
Crowdestor2018Latvia7.1
Envestio2018EstoniaReview8.9
EstateGuru2013Estonia0.5% (90 days)8.5
Exporo2014Germany7.1
Fast Invest2015Lithuania8.6
Fellow Finance2013Finland
Grupeer2017LatviaReview7.9
Lending Club2007U.S.4.3
Lenndy2016Lithuania7.1
Market Invoice2011U.K.
Mintos2014LatviaReview1% (90 days)8.5
Mozzeno2016BelgiumDouble interest rates first year
NEO Finance2015Lithuania25 EUR
October2015France20 EUR (invest min 500 EUR)9.2
Peerberry2017Latvia7.8
Prosper2006U.S.2.9
ReInvest242018Estonia7.8
Rendity2015Austria25 EUR7.4
Savy2014Lithuania4.5
Swaper2016Latvia7.8
ThinCats2010U.K.5.0
Twino2009Latvia7.2
ViaInvest2016Latvia6.8
Viventor2016Latvia7.3
Zopa2005U.K.9.7
ZLTY Melon2013Slovakia

Worst Peer To Peer Lending & Crowdfunding Platforms

Bondora

This peer to peer platform only offers loans without a buyback guarantee. Most loans default before even one payment arrives. Bondora manipulates statistics such as default percentages and recovery rates.