Mintos Detailed Statistics (February 2018)

In my previous post, I have attempted to analyze the loan book from Mintos. I’ve learned quite a lot about what seems to be impacting the quality of loans on the Mintos platform. Most of the time this was either be the currency, loan originator or country.

For example, I’ve found that the Danish currency appears to be not a good investment as well as the combination of loans from GetBucks in Botswana. And Spain in general also appears to cause quite a lot of late loans, which is also a trend on Bondora.

When it came to the term of loans, it seems that there were positive when increasing the term of a loan. The shorter the loan, the higher the chance of being late. However, this was only the case with a term up to 6 months. Past 6 months, there was no significant difference.

To generate the following statistics, I have applied the following statistics to get a more accurate representation of Mintos’ offerings without filtering out too many loans.

  • Issue Date: Older than 1 month
  • Loan Status: Ignore finished loans as they don’t point out which ones have defaulted.
Loan Originator Cur. Country BuyBack Current All Pct.
Aasa EUR Poland Yes 5280 5280 100%
Aasa EUR Sweden Yes 2035 2035 100%
Aasa PLN Poland Yes 1200 1200 100%
Aasa SEK Sweden Yes 261 263 99%
ACEMA CZK Czech Republic No 5 5 100%
ACEMA CZK Czech Republic Yes 1 1 100%
ACEMA EUR Czech Republic No 12 13 92%
ACEMA EUR Czech Republic Yes 5 5 100%
Aforti EUR Poland Yes 182 265 69%
Aforti PLN Poland Yes 33 45 73%
AgroCredit EUR Latvia Yes 1 2 50%
Banknote EUR Latvia Yes 13290 19019 70%
BIG GEL Georgia Yes 55 55 100%
Bino EUR Latvia Yes 1878 4537 41%
Capital Service EUR Poland Yes 2956 3957 75%
Capital Service PLN Poland Yes 66 92 72%
Capitalia EUR Estonia No 41 56 73%
Capitalia EUR Latvia No 57 79 72%
Capitalia EUR Latvia Yes 8 8 100%
Capitalia EUR Lithuania No 93 140 66%
Capitalia EUR Lithuania Yes 5 5 100%
CashCredit EUR Bulgaria Yes 5268 6394 82%
Creamfinance CZK Czech Republic Yes 268 1178 23%
Creamfinance DKK Denmark Yes 62 264 23%
Creamfinance EUR Denmark Yes 344 694 50%
Creamfinance EUR Georgia Yes 1435 3845 37%
Creamfinance GEL Georgia Yes 144 431 33%
Creditstar CZK Czech Republic Yes 173 429 40%
Creditstar EUR Czech Republic Yes 3 15 20%
Creditstar EUR Finland Yes 55 123 45%
Creditstar EUR Poland Yes 844 2096 40%
Creditstar EUR Spain Yes 190 768 25%
Creditstar PLN Poland Yes 521 1484 35%
Debifo EUR Lithuania No 116 164 71%
Dindin EUR Spain Yes 269 986 27%
EcoFinance EUR Russian Federation Yes 180 413 44%
EuroOne EUR Spain Yes 410 1486 28%
Extra Finance EUR Romania No 20 35 57%
Extra Finance EUR Romania Yes 10 14 71%
Extra Finance RON Romania No 2 6 33%
GetBucks EUR Botswana Yes 1021 3990 26%
GetBucks EUR Poland Yes 77 1099 7%
Hipocredit EUR Latvia No 343 448 77%
Hipocredit EUR Latvia Yes 62 68 91%
Hipocredit EUR Lithuania No 62 83 75%
Hipocredit EUR Lithuania Yes 2 2 100%
ID Finance EUR Georgia Yes 1265 1427 89%
ID Finance EUR Spain Yes 1239 4101 30%
ID Finance GEL Georgia Yes 4731 5568 85%
Invipay EUR Poland Yes 139 139 100%
Invipay PLN Poland Yes 119 119 100%
ITF Group EUR Bulgaria Yes 1812 1826 99%
IuteCredit EUR Albania Yes 5792 6504 89%
Lendo EUR Georgia Yes 61758 79545 78%
Lendo GEL Georgia Yes 5299 7872 67%
Mogo EUR Bulgaria Yes 560 779 72%
Mogo EUR Estonia No 130 181 72%
Mogo EUR Estonia Yes 3536 4163 85%
Mogo EUR Latvia No 392 466 84%
Mogo EUR Latvia Yes 7589 9105 83%
Mogo EUR Lithuania No 235 314 75%
Mogo EUR Lithuania Yes 5068 6509 78%
Mogo EUR Poland Yes 824 1287 64%
Mogo EUR Romania Yes 611 910 67%
Mogo GBP Poland Yes 251 350 72%
Mogo PLN Poland Yes 200 307 65%
MoneyMetro EUR Latvia Yes 936 1188 79%
Mozipo Group EUR Denmark Yes 318 497 64%
Mozipo Group EUR Lithuania Yes 4391 5075 87%
Mozipo Group EUR Romania Yes 462 631 73%
PangMaoBao EUR China Yes 2 10 20%
Sebo EUR Moldova Yes 7752 8203 95%
Watu Credit EUR Kenya Yes 221 225 98%

Add a Comment

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.